Financial & Insurance

Financial & Insurance

At Smith Family Dentistry, we’ve made it our mission to provide all our patients with high-quality general dentistry in Charleston, WV that’s also able to fit into your budget. We understand that everyone has a different financial situation, which is why we’ll always go above and beyond to make sure that you’ll have an affordable option available to maintain your healthy smile. We offer a variety of different payment options that include cash, checks, Visa, MasterCard, American Express, and Discover. Before treatment begins, we’ll give you a treatment plan that will include a breakdown of all fees. Payment of your dental services will be expected at the time of your treatment unless prior arrangements have been decided upon.


Don’t let finances stand in the way of your healthy smile! We’re pleased to offer additional affordable financing options, including CareCredit. With CareCredit, there’s zero down payment and low monthly rates, which allows your treatment to be as affordable as possible. You’ll be able to take your time paying your treatment off so that you’ll always have the capability of having a healthy smile, no matter your finances!


Your affordable dentist in Charleston, WV is also proud to offer SmileMore, a new way to provide uninsured patients with the ability to receive high-quality dental care for a reasonable price. With SmileMore, you’ll have the freedom to make treatment decisions without the restrictions or limitations that you’ll normally get from an insurance company.

For just $79, a SmileMore membership will get you an annual enrollment that gives you 10% savings on a number of different dental services that include cleanings, fillings, teeth whitening, x-rays, dentures, and so much more. Patients enrolled in the plan must pay-in-full at the time services are rendered. Cash, checks, and credit cards are accepted. No additional financing options will be available when participating in the plan.

Insurance Policy

Our office for general dentistry in Charleston, WV is dedicated to help you out in maximizing your insurance benefits. Since insurance policies will vary, we can’t guarantee coverage because of insurance contract complexities, but we can estimate your coverage in good faith. The estimated portion will be paid at the time of the service. We are also a preferred provider for Delta Dental Premier.

As a service to our patients, we bill insurance companies for services and give them 45 days to issue payment. After 60 days, you’ll be responsible for the entire balance, paid-in-full. 

Contact Your Affordable Dentist in Charleston, WV!

If you have any questions or concerns about our financing options or insurance policy, please don’t hesitate to contact us. If you’d like to schedule an appointment with your Charleston dentist, feel free to give us a call at (304) 343-9131. We can’t wait to see you!